Refinance

Refinance

Refinancing your mortgage is a great way to lower your monthly mortgage payments, consolidate your debt or get cash out for a project. Let us know your goal and we will get you in in the best product that fits your needs.

Pointer to keep in mind when refinancing your mortgage: the property must haven an LTV of 80%. What that tells us is how much equity you have available in the property. The formula for calculating this: current loan amount divided by the current Property Value. Feel free to reach out to us and we can figure it out for you. At optimal loans we take pride in offering the best rates in the market.

Loan Products


Rate/Term Loan

  • Minimum Requirement of 80% LTV
  • Great product to lower your Mortgage Rate

Cash-out Loan

  • Minimum Requirement of 80% LTV
  • Get cash out
  • Consolidate your Debt
  • Remodel your home